Looking Forward to 2013

As we look back over a tumultuous year, we end 2012 with a note of gratitude. Despite our serious problems, our economy is not in recession and the financial markets have had a good year (at least through Christmas). Just a few more days to put this year into the record books, and then we start again.

In 2013 we hope to see some resolution to the major uncertainties we continue to face. We agreed with the “muddle through” scenario the Economist and others laid out, and we think that is likely to continue. Even if we take significant steps towards setting things right, many of these things (like the debt and deficit) will take a long time to improve substantially. But even incremental improvement is better than deterioration, and it may be achievable.

2013 should be a year of counting our blessings, always a good thing to do in times of trouble. We will remember the unemployed and hope for some improvement there. All of us know people out of work and getting them working again is very important. Some of those unemployed are veterans, and many are suffering with PTSD. We have a debt to pay, after all these people have given for us. Improving their lot will be a worthy undertaking for 2013 and beyond.

Best wishes for health, happiness and success in the New Year from all of us.

Hewins Financial Advisors, LLC d/b/a Wipfli Hewins Investment Advisors, LLC (“Hewins”) is an investment advisor registered with the U.S. Securities and Exchange Commission (SEC) under the Investment Advisers Act of 1940. Hewins is a proud affiliate of Wipfli LLP. Information pertaining to Hewins’ advisory operations, services and fees is set forth in Hewins’ current Form ADV Part 2A brochure, copies of which are available upon request at no cost or at www.adviserinfo.sec.gov. The views expressed by the author are the author’s alone and do not necessarily represent the views of Hewins or its affiliates. The information contained in any third-party resource cited herein is not owned or controlled by Hewins, and Hewins does not guarantee the accuracy or reliability of any information that may be found in such resources. Links to any third-party resource are provided as a courtesy for reference only and are not intended to be, and do not act as, an endorsement by Hewins of the third party or any of its content or use of its content. The standard information provided in this blog is for general purposes only and should not be construed as, or used as a substitute for, financial, investment or other professional advice. If you have questions regarding your financial situation, you should consult your financial planner, investment advisor, attorney or other professional. Hewins does not provide tax, accounting or legal services.
Roger Hewins
Roger Hewins

President

Roger Hewins is the President of Hewins Financial Advisors, based in North Palm Beach, FL. Roger has more than 30 years of experience in investment management, helping bring the sophisticated financial advice typically reserved for large institutional clients to everyday investors, from high-net-worth individuals and families to small businesses and retirement plans.

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Looking Forward to 2013

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